As a Certified Financial Planner, I’ve heard every excuse under the sun for past money mistakes and listened as people rationalized or justified their overspending. I get it. Before we’re ready to accept responsibility for our choices, we tend to deflect our culpability in creating the situation. We blame credit card companies, marketers, reality tv shows promoting exaggerated lifestyles, endless social media bragging and so on for creating a culture
View Blog...Happy New Year, everyone! I hope you had a wonderful holiday season. Mine was great and busy, although it’s amazing how fast it goes by. You put so much effort (and stress) into the holiday, then it’s gone in a blink of an eye. We’re wrapping up our first full week of 2015 and hope the new year has been treating you well, thus far. I’m just grateful the heat
View Blog...This is the last weekend before Christmas and I can’t believe we’re heading into the home stretch. It’s a cliche but it’s also true — time flies! The girls are officially on Christmas vacation after today, so there will be two extremely happy girls meeting me at the door tonight. I’m looking forward to spending time with them, although they are probably more excited about Santa Claus. š
View Blog...Last Friday, we enjoyed Halloween and girls were able to score enough candy until Santa Claus visits next month. š I am a trustee on the Little Company of Mary Foundation board and we held our Sellabration Gala last Saturday. It was an amazing event. I am so grateful for the privilege to give back and help raise money for such a worthy organization and cause. It was a lot
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On Monday, I talked about how to stay motivated while you pay off debt. It is one of the more unfortunate ironies that it’s very easy to accumulate debt, but it’s much harder to get rid of it. It’s why it’s so important to find ways to keep yourself motivated and your resolve strong. Otherwise, a life with debt may seem like an acceptable alternative when compared to the years
View Blog...Happy Labor Day! I’ve labored this hard this year, so I’m looking forward to enjoying a day off and having fun with my family and friends. To those who celebrate labor day, I hope you are enjoying a day off too. And to those who are laboring today, here are some fun facts about Labor Day (and don’t work too hard!).
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SHANNON RYAN, CFPĀ®