The Heavy Purse

A Few Changes Coming to The Heavy Purse

A Few Changes Coming to The Heavy Purse | www.TheHeavyPurse.comEvery year when I sit down to plan the upcoming year for The Heavy Purse, I always begin by asking myself the following: has my purpose has changed? And for the past couple of years, the answer has been a resounding “no”. My passion for helping parents raise financially confident children remained high as I knew there was a deep need for this information. However, this year, my answer shifted a bit. I am still 100% committed to showing parents how to help their kids develop a healthy relationship with money, but I also realized that I needed to broaden my scope.

From both talking to The Heavy Purse readers and my clients, it’s become clear to me that parents struggle to talk to their kids about money when they don’t already know the answers themselves. While I firmly believe you can learn together, many want to feel better prepared before beginning money conversations with their kids. They may need to right their own financial ship but don’t know where to begin.

The Money Intimidation Factor

Regular readers know that I believe money is emotional and it can be a fierce bully. Instead of you being in control of your money, it controls you through intimidation and fear, which creates many false beliefs that prevent you from living your ideal life.

Some False Beliefs include:

It boils down to people lack financial confidence. They don’t trust themselves to make smart decisions with their money. Sometimes this happens due to past mistakes or their perception that money is really difficult.

It’s not.

What I do understand is that fear holds many adults back from finding their own money happiness. Their uncertainty prevents them from taking action, both with their family financial situation and helping their kids develop a healthy relationship with money.

My Mission to Help You Find Your Money Happiness

While I have never singularly focused on kids and money, it has been the focus on the majority of my posts. Now, I’m going to utilize my 23 years as a Certified Financial Planner (CFP®) to delve deeper on a broad range of topics, all aimed at improving your financial confidence and well-being. Here are some of the changes you will see at The Heavy Purse.

Focused Seasonal Topics

Learning about money is always in vogue here, but there are certain events that happen throughout that year that require an in-depth discussion, such as tax time. Starting next Monday, I’ll be starting a series on taxes, not so much on filing, but creating an appropriate tax strategy.

Ongoing, I’ll be selecting timely topics and applying my experience to give you the knowledge needed to make informed decisions on your personal situation.

Improve Emotional Competence

One thing that is often overlooked is our emotions around money. As you know, that is something I don’t shy away from because I believe our emotions guide so many of our decisions. And unfortunately, our emotions don’t always make the best choices.

I want to help you think about money without fear and gain emotional competence to make confident decisions.

Tried and True Tactics

Beyond helping you shift some of your money emotions that hold you back, I am also going to focus on my tried and true tactics. I’ve helped hundred of individuals, families and businesses throughout my career and I know what works and what doesn’t. I’m going to share them with you too.

Many people who struggle often do because they lack a concrete plan. And they lack the plan, because they don’t know how to put it together or where to start. You’ll still need to do the work, but I’ll give you the tools to create your actions plans.

Money Happiness is Key to Living Your Best Life

Over the next few weeks, you’ll see some minor changes to the website as I broaden my focus. Additionally, I will return to posting two times a week, Mondays and Fridays. Mondays will typically be part of a month-long topic series, and fridays will no longer only be round-up posts. They will be a mixture of posts from light to serious, and I will debut a new year-long series this April.

The one thing that will never change is my desire to help you improve your financial literacy or financial confidence. I believe, whether you are 3 or 83, how you view and use money affects your well-being. And the relationship we have with money today — good or bad — began when we were 3 years old.

I want to instill healthy money beliefs and habits in our young children and recognize it starts by helping adults, no matter their age, find their financial confidence first so they feel prepared to teach their children. Because financial confidence is what empowers us to make good decisions that create money happiness. Ultimately, that is what every single person I have ever worked with wanted. To use their money joyfully in accordance with their values and goals. I’ve helped hundreds, including myself, find money happiness, and I can help you find yours too.


The Heavy Purse Store is now open! My new downloadable Money Club Workbooks are now on sale. Each workbook provides five targeted lessons to help you raise Financially Confident Kids. Please check them out in The Heavy Purse Store.

February 2, 2015  •  27 Comments  •  The Heavy Purse

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  1. Monday, February 2nd, 2015
    Sounds like a great plan Shannon! I'm looking forward to reading your new posts, as I know that you have a wealth of experience. I hope you'll also continue to write about helping parents teach kids about money, though! It's so important. Also (and this is a little selfish), as a new parent I know that's something I want to do a good job on! I truly value your perspective when it comes to kids and money.
    • Shannon Ryan
      Tuesday, February 3rd, 2015
      Thanks, Dee! I always appreciate your support. And don't worry - I'll still be sharing tips on raising financial confident kids too! It remains a core passion for me and I'm so pleased that you find those posts helpful!
  2. Monday, February 2nd, 2015
    Good luck on your new direction, Shannon!
    • Shannon Ryan
      Tuesday, February 3rd, 2015
      Thanks, Holly!
  3. Monday, February 2nd, 2015
    Sounds like a great plan Shannon! I think you're already doing a great job with much of this anyway, so a focused plan will only do even better. :) That said it's crazy to sit down and look back and decisions that you've made as an individual about money and realize that that part of the reason why you made those decisions was because of something you picked up years prior. The great thing comes in when you see that and it becomes an impetus for change.
    • Shannon Ryan
      Tuesday, February 3rd, 2015
      Thanks, John! I appreciate your support. Yes, I'm excited to layout more of a focused plan and go a bit deeper in some areas that I have not really delved into yet at The Heavy Purse. It is crazy how much of who we are today is from what we we learned when we were really young. I know that I love seeing both the surprise when someone realizes a money hang-up was something inherited but also the realization that they can change a mindset into something positive and powerful.
  4. Monday, February 2nd, 2015
    Looking forward to reading some fresh new topics Shannon! Always good to evaluate where you blog is headed to see how it fits into your life best.
    • Shannon Ryan
      Tuesday, February 3rd, 2015
      Thanks, Tonya! I'm looking forward to expanding my scope too. :)
  5. Monday, February 2nd, 2015
    Sounds like you've got a great plan and vision for the next year! I'm excited to see you execute and cover some fresh topics.
    • Shannon Ryan
      Tuesday, February 3rd, 2015
      Thanks, Fig! I'm looking forward to it too!
  6. Monday, February 2nd, 2015
    Excited to see the new topics Shannon. :) I'm glad you'll be helping and trying to reach a wider audience.
    • Shannon Ryan
      Tuesday, February 3rd, 2015
      Thanks, Kayla. I certainly hope this helps me reach and help more people. So many people lack financial confidence and don't even realize it. I know I can help them and am excited to do so!
  7. Monday, February 2nd, 2015
    I love your plan Shannon!! We both know that money is emotional and it doesn't matter how old you are or how much experience you have in working through the emotions, they are hard to avoid. A focus on finding money happiness though is a great way to build longterm success. Can't wait to read what you share!
    • Shannon Ryan
      Tuesday, February 3rd, 2015
      Thanks, Shannon! I appreciate your support. Yes, money is so emotional and it affects everyone. People assume that knowledge alone is the best way to gain financial confidence but if you don't understand how your emotions affect your decisions, they typically trump knowledge. People then make emotional decisions, rather than goal or knowledge based decisions and often don't realize it.
  8. Monday, February 2nd, 2015
    I'm obviously biased when I say this (since I have no kids and don't plan on having them for *hopefully* 5 years or more) but I love the new direction you are going! When parents have a firm understanding - and control - over their finances, it naturally rubs off on their kids. I saw this growing up and I see it today, for better or for worse. Looking forward to seeing what you have in store for the new year!
    • Shannon Ryan
      Tuesday, February 3rd, 2015
      Thanks, DC! I appreciate the support. And agree wholeheartedly, what type of relationship parents have with money - good or bad - is the relationship that most kids will mimic. It is very much my hope and goal to help parents build a healthy relationship with money that they can proudly pass on to their children.
  9. Monday, February 2nd, 2015
    I think it's great that you're shifting things around a bit. It's always good to grow in different ways, and I am excited to hear some financial wisdom on new topics.
    • Shannon Ryan
      Tuesday, February 3rd, 2015
      Thanks, Kim! I appreciate your support. I'm definitely looking forward to sharing my knowledge on some new, but important, financial topics.
  10. Tuesday, February 3rd, 2015
    I just know that the changes you make will continue to impact people for the better as always, Shannon. You have such a gift for understanding people and their emotions. Looking forward to see what fun and highly educational stuff you have in store for us in 2015. :-)
    • Shannon Ryan
      Tuesday, February 3rd, 2015
      Thanks, Laurie. Your kind words made my days. It's certainly my hope that I can continue to help people find their money happiness and feel good about how they use their money.
  11. Tuesday, February 3rd, 2015
    I think it's a great idea to broaden your focus to include those relevant issues. If a parent doesn't feel confident dealing with money, they are likely not going to do a good job teaching their kids about it. However, I have to say that I really enjoy your articles focused on teaching kids to be financially confident and literate. I haven't really had the chance to use the lessons that you've taught because my son is still too young, but I definitely will be looking at your old posts for guidance so don't forget those topics in the future! =)
    • Shannon Ryan
      Tuesday, February 3rd, 2015
      Thanks, Andrew! And don't worry - children and money will always have a home at The Heavy Purse. It's one of my core passions and something I do every day with Lauren and Taylor. :) In a couple of years, your son will be ready for this knowledge and I'm so excited for him that his parents will help him build a healthy relationship with money from the start.
  12. Tuesday, February 3rd, 2015
    I love your idea of moving toward smarter parents as well as children. It was always frustrating to me to see uneducated parents giving their children some "great" money lessons inadvertently.
  13. Tuesday, February 3rd, 2015
    I love this, Shannon! First, I love your goal-setting habit. Second, I love how you are broadening the scope of the blog. I'm excited and happy for you. I also really enjoy the changes you've made even though they weren't so recent (like the sidebar).
  14. Wednesday, February 4th, 2015
    Love that you are branching out Shannon! You have so much wisdom to share that will be beneficial to your readers. Let me know if I can help in any way.
  15. Thursday, February 5th, 2015
    It sounds like a good idea Shannon. I thank you because you post kids-related finance articles, which I read and I learn so much. :D I am so excited about you branching out. Good luck Shannon.
  16. Friday, February 6th, 2015
    Awesome. It's great you're always looking to improve and it is a good trait. I've iterated on my blog a few times and seeing what I enjoy writing about and sharing. Money mindset and lifestyle is always top choice for me.
  • Meet Shannon

    "As a Certified Financial Planner, it is my passion to help individuals and families build a healthy relationship with money. I look forward to helping you raise financially confident kids.” - Shannon Ryan