“It’s okay to want a Gucci purse. It’s okay to buy it if you love it.” Those were the first words I spoke to a group of women at a Wellness Conference. I let those words soak in and register as the women began to smile and lean forward in anticipation. Now some of you may feel confused. Haven’t I been preaching about the importance of financial literacy all month?
View Blog...Happy Friday, everyone! It has been a busy few weeks at The Heavy Purse as we have been celebrating National Financial Literacy Awareness Month. While the month may be coming to a close, my passion and resolve to help people become financially literate is not ending. And I hope you feel the same way.
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In doing some research for Financial Literacy Month, I stumbled across a great website called Three Coins who share a common passion of mine—financial literacy. Three Coins is a cross-country financial literacy initiative in Europe, with a specific focus on Central and Eastern Europe and South Eastern Europe. They pioneer innovative solutions to teach financial literacy through games, including the facebook game, Kicked Out.
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I am a huge advocate of talking to your kids about money. For some, I know this is a difficult conversation. You might be unsure what to teach or don’t feel confident being the teacher given your current financial situation. I sympathize with your predictament, but there are many excellent resources available that can provide you with the tools and information you need, including right here at The Heavy Purse.
View Blog...My passion for financial literacy began over dinner when my father started teaching me about money when I was thirteen years old. As I observed those around me, I became fascinated by the relationship people had with money. It became apparent very quickly that my father was right when he told me money was emotional. But it wasn’t until I became a financial advisor in the early 90’s that I
View Blog...I didn’t always want to be a parent. When we first got married, my husband and I were focused on our careers and enjoyed the freedom to travel extensively. Eventually, our feelings began to shift and evolve until we realized becoming parents was something we did want. The absolute love I felt when I looked into my daughter’s eyes for the first time is seared in my memory forever and
View Blog...I received some great feedback from you regarding my two posts this week. Many of you were surprised to discover you were emotional shoppers and are taking steps to address your emotional triggers. While others of you are making goal-setting a priority now that you see the role they play in your quest for financial freedom.
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In each of us, there is an emotional shopper of varying degrees. Some of us are better at recognizing when our emotions cloud our good judgment while others are not. I found the best way to make sure my emotions aren’t guiding my purchases is to have goals.
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When I was thirteen years old, my dream was to own a pair of Dittos jeans. Back then, they were a must-have item in my Southern California Junior High School. When my father surprised me with some money to buy clothes for the school year, I happily went to the mall to try on a pair of Dittos. They were everything a young girl wanted. But I didn’t buy them.
View Blog...It’s been another great week at The Heavy Purse. On Monday, we began celebrating National Financial Literacy Awareness Month. While sadly too few people are aware of this (more people know it’s National Grilled Cheese Month—no joke!), it does make me really happy to see everyone help spread the word on such an important topic.
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SHANNON RYAN, CFP®