Ready, set, shop! Yes, it’s time to head out to the stores and buy your back to school supplies and clothes. But don’t rush out the door yet, I recommend taking a few minutes to do some comparison shopping first to increase your savings.
View Blog...Today I’m going to let you in on a little secret—teaching your children how to handle money means rarely having to play the “bad guy” role. A role most parents would like to retire, since it is an ineffective teaching method anyway. I want to be the guiding force in my children’s life, but I also want to empower my daughters to make smart choices on their own. I found
View Blog...I’ve shared with you my first two steps to help you save money with your back-to-school shopping. Your first step was to take inventory of your school supplies and clean out your children’s closets. Next, make a plan and talk to your kids about wants versus needs. The next step is critical to your overall success and sometimes the hardest rule to follow. Step 3: Set a Budget Most families
View Blog...I’m getting a ton of store flyers and emails promoting back-to-school sales, and I bet your mailboxes and inboxes are stuffed full too. But don’t head to the stores yet. While you certainly want to take advantage of all the bargains, you need to make a plan first. Step 2: Make a Plan Now that you’ve successfully completed Step 1 and inventoried your school supplies and closets, you should have
View Blog...Back to school shopping is the perfect time to show your kids how-to make great money decisions and model good financial behavior. Some parents dread taking their kids shopping. It seems like kids always find numerous items that they absolutely, positively cannot live without and can be rather vocal about their intense desire for that must-have item. I found by creating a plan with my daughters that back-to-school shopping can
View Blog...School starts in a couple of weeks for Lauren and Taylor, and we’ve been busy restocking school supplies and buying new clothes. Previously, like most mothers, I used to go to the store, fill my cart and pull out my credit card,. This year I did things a bit differently and created a back-to-school budget. It made a huge difference. I saved money, and the girls flexed their decision-making muscles
View Blog...
SHANNON RYAN, CFP®